Early access · Launching 2026

Help your child build real financial confidence.

Arborly teaches kids and teens how to save, invest, and make smarter money decisions through interactive lessons and real rewards parents control.

Free for early members · No card required · COPPA-first

Built like a game. Kept like a promise.

Real screens from the current build: lessons, bosses, the orchard, and the parent's promise ledger.

The payday challenge: the Save envelope starved because it sat last in line
Pay-yourself-first, learned by hand
The Debt Dragon siege: aiming spare coins at loans while interest grows back
Boss battles with real stakes
The scam gauntlet: a fake giveaway DM with Report and Trust buttons
Spot the scam before it bites
The Portfolio Orchard: allocating practice seeds
Investing, practiced safely
The patience test: holding the golden seed
The marshmallow test, as a game
Parent Mode: the Ready to give queue
Evidence and controls for parents

Interactive financial lessons

Saving, budgeting, compounding, and scam-spotting taught as hands-on challenges kids actually want to replay, with a mastery bar behind every lesson.

Investing and saving experiences

Kids practice goal-setting, delayed gratification, and index-style thinking in safe simulations before a real dollar ever moves.

Parent-controlled rewards and milestones

You link rewards to verified learning milestones. The money stays in your hands, every promise lands on an auditable ledger, and you get evidence of real learning, not a participation trophy.

Learning your kid can prove. Rewards you control.

1

Your kid plays

Daily 4-minute lessons and boss challenges built like the games they already love.

2

Mastery gets verified

Lessons only complete when every missed concept is corrected. You see the evidence, not a participation trophy.

3

Rewards you control unlock

Pledge allowance, a savings match, or a gifted share to a milestone. Arborly verifies the learning and tracks the promise; you give the reward and mark it kept. Your money never moves through us.

Built COPPA-first. Every money event is recorded on an append-only, auditable ledger. No ads, no loot boxes, no gambling mechanics, ever.

Three paths. One tree.

The same money truths, tuned to your kid. Each age band plays genuinely different content, not one quiz read in three voices.

Ages 8-10

The Sprout path

Concrete and gentle: first savings goals, a warmup before every new idea, and a little more time on the clock. Winning feels close from day one.

Ages 11-13

The Sapling path

Social pressure enters the game: the squad skin bundle, the hype video, spending to belong. Kids practice saying no with a plan while the stakes are still pretend.

Ages 14-17

The Canopy path

The sharp stuff. Teens run the flashy money traps aimed at them (loot boxes, hype coins, too-good offers) on pretend money and watch where the money really goes. Faster timers, real investing concepts.

Fresh from the current beta build

Concepts come back

A spaced-review engine weaves old ideas into new lessons. Skip too long and the roots on your path visibly dry out; a quick replay waters them.

Say it out loud

Some answers are spoken, Duolingo-style. Graded on the device itself; your child's voice never leaves the phone.

No binge-learning

A daily lesson cap with two polite bypasses, then Sprig goes to sleep. Mastery over marathon, by design.

iPhone and iPad

One app, native on both. Full-screen, portrait, built for small hands and big tables.

Join the Early Access Waitlist

Early members receive product updates, beta access, and founder pricing.

Bring another parent, move up the list

1 referral
Move up the waitlist
3 referrals
Guaranteed beta access
5 referrals
Six months of premium access
10 referrals
Lifetime founder membership

Questions parents ask us

What ages is Arborly for?

Kids and teens from about 6 to 17. The journey adapts by age: younger kids get concrete, gentle challenges while teens get sharper ones, including a simulator that shows exactly how flashy money traps drain a wallet, on pretend money.

Does Arborly hold or move my family's money?

No. Arborly is a trust layer, not a bank. You pledge a reward, Arborly verifies the learning and logs the promise on an auditable ledger, and you give the reward yourself and mark it kept with one tap. No custody, no linked bank accounts.

How do I know my child actually learned something?

Lessons only complete when missed concepts are corrected, boss challenges test mastery under pressure, and concepts return for review over weeks so they stick. Your parent report shows the evidence: accuracy and real understanding, not minutes on screen.

Is Arborly safe for young kids?

It is built COPPA-first. No ads, no third-party trackers, no real-money gambling mechanics ever, and no child personal data: your child names a tree, not an account. Voice practice is processed on the device and never stored.

Parent research

We would rather hear from you than guess

Four minutes, seventeen questions, anonymous. Tell us what your child actually needs and what we are getting wrong. Every answer is read by the people building Arborly.

Take the parent survey